Bobbie Faye's Very (very, very, very) Bad Day by Toni McGee Causey

Bobbie Faye Sumrall's middle name must be "Disaster". Since she has been old enough to remember, misfortune has followed her like a starving dog looking for a hand out. Not willing to ask another for any help, she struggles through one day beginning with the flooding of her small trailer home and a phone call from her brother who has been kidnapped. Why do the kidnappers want the old rusted Contraband Queen tiara that has been in the family for years? This book reads like a Stephanie Plum novel on steroids. A hoot.